Connecticut
Connecticut Home Mortgage Disclosure Act prohibits discrimination against home purchase loan, home improvement loan or other mortgage loan applicants solely on the basis of the location of the property to be used as security. The agency which enforces compliance with this law is the:
Department of Banking
260 Constitution Plaza
Hartford, Connecticut 06103
If you believe you have been unfairly discriminated against, you may file a written complaint with the Commissioner of Banking at the above address. (Conn. Gen. Statutes, Chapter 669, Part IX).
United Mortgage Services, L.L.C. IS A BROKER ONLY, NOT A LENDER.
CONNECTICUT FIRST MORTGAGE BROKER LICENSE # 15324
CONNECTICUT SECOND MORTGAGE BROKER LICENSE # 17229
NMLS# 90237
Florida
Florida Correspondent Mortgage Lender License No. MBR616
NMLS# 90237
United Mortgage Services, L.L.C. does not make mortgage loans or commitments. Nor can United Mortgage Services, L.L.C. guarantee acceptance into any particular loan program by any participating Lender, or promise any specific loan terms or conditions. If your loan request is forwarded to our participating Lenders, you may receive from such Lenders, a good faith estimate of the credit report fee, property appraisal fee, or any other third party fees required in connection with your loan. The documentation you receive will include the terms and conditions for obtaining a refund for said fees.
YOU ARE NOT REQUIRED TO PURCHASE ADDITIONAL PRODUCTS OR SERVICES FROM LENDINGTREE OR FROM ANY PERSON OR ENTITY SUGGESTED OR RECOMMENDED BY UNITED MORTGAGE SERVICES, L.L.C. HOWEVER, UNITED MORTGAGE SERVICES, L.L.C. RESERVES THE RIGHT TO APPROVE THE ENTITY SELECTED BY YOU, WHICH APPROVAL MAY NOT BE UNREASONABLY WITHHELD.
New Jersey
United Mortgage Services, L.L.C., New Jersey Licensed Lender License No. 9910848
270 Sylvan Avenue, Suite L 130, Englewood Cliffs, New Jersey 07632
NMLS# 90237
New York
United Mortgage Services, L.L.C., doing business in New York as U.M. Services, is a Registered Mortgage Broker with the State of New York Banking Department with offices at 270 Sylvan Avenue, Suite L 130, Englewood Cliffs, New Jersey 07632, License No. A005563
NMLS# 90237
Disclosures: United Mortgage Services, L.L.C. does not make mortgage loans or commitments; cannot guarantee acceptance into any particular loan program, nor promise any specific loan terms or conditions; is paid by the Lender for its services; and, does not charge you any fee for its services. Certain mortgage loan products impose a prepayment penalty on the borrower and the amount of, or the formula for calculating, the prepayment penalty, if any, and the terms of the prepayment penalty, if any, will be disclosed to the borrower by the Lender as soon as they are known, but no later than the issuance of the commitment (if any), for the loan product chosen by the borrower.
You understand that you may address questions or comments about your loan request by calling (888) 805-9888, or by electronic mail to info@umshomeloans.com
Equal Credit Opportunity Act Fair Lending Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is:
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington DC 20580